Senior Moment© 2005
A Publication of http://www.senior2senior.org
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Vol 1 #8 July 15, 2005
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Content:
1. Publisher’s Comments
2. Articles
1. Publisher’s Comments
Today’s untitled article was emailed to me by a friend and is reprinted with only the name of the bank changed. I have no idea if it is true but like he says in his opening paragraph, customer service being what it is today, well, it probably is downright true to the last detail.
This supposedly happened in the U.S. of A. As you know, all countries have credit cards except for North Korea so the chances of this happening where you live aren’t that remote. BTW, I don’t have any subscribers in North Korea. I guess people don’t get old there <g>.
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I received:
Hi Tom,
Speaking of "global warming", check this out......
http://www.oism.org/oism/s32p31.htm
By the way, the Oregon Institute of Science and Medicine also has a free online book that may interest you
http://www.oism.org/nwss/index.htm
Thanks for everything you do......
nance
End—
I thought I’d pass it along (with permission of course) as this is a NL for and by you, the wonderful member. Thanks Nance.
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http://www.aoa.gov/press/fact/pdf/fs_assitive_tech.pdf is a 4 page fact sheet that is a super resource about Assistive Living. It was added to the Resources section on page 3.
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http://www.aoa.gov/press/fact/pdf/fs_hhealth_care.pdf is a 3 page fact sheet on home health care that was added to the S2S update page.
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“Most older people are healthier, wealthier, and better educated than previous generations, but these gains have not been equal among today’s older Americans” is the opening paragraph in the http://agingstats.gov/chartbook2004/pr2004.html press release.
You may wish to read it as the information is extensive and understandable. I would be it applies across the civilized world.
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http://www.aoa.gov/eldfam/Money_Matters/Money_Matters.asp is an excellent quick read with many resources on money management for those of us called senior citizens.
If it appears I rediscovered the Administration on Aging’s website from all of the above references, I did. I like the way they layout their material.
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2. Article
Be sure and cancel your credit cards before you die. This is just so priceless, and so easy to see happening, customer service being what it is today.
A lady died this past January, and the credit card issuer billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00, now is somewhere around $60.00.
A call was placed to the bank:
Me: "I am calling to tell you that she died in January."
Bank: "The account was never closed and the late fees and charges still apply."
Me: "Maybe, you should turn it over to collections."
Bank: "Since it is 2 months past due, it already has been."
Me: So, what will they do when they find out she is dead?"
Bank: "Either report her account to the frauds division or report her to the credit bureau, maybe both!"
Me: "Do you think God will be mad at her?"
Bank: "Excuse me?"
Me: "Did you just get what I was telling you--The part about her being dead?"
Bank: "Sir, you'll have to speak to my supervisor."
Supervisor gets on the phone:
Me: "I'm calling to tell you, she died in January."
Bank: "The account was never closed and the late fees and charges still apply."
Me: "You mean you want to collect from her estate?"
Bank: (Stammer). "Are you her lawyer?"
Me: "No, I'm her great nephew." (Lawyer info given)
Bank: "Could you fax us a certificate of death?"
Me: "Sure." (Fax number is given)
After they get the fax:
Bank: "Our system just isn't setup for death. I don't know what more I can do to help."
Me: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."
Bank: "Well, the late fees and charges do still apply."
Me: "Would you like her new billing address?"
Bank: "That might help."
Me: "Odessa Memorial Cemetery, Hwy 129, plot number 69."
Bank: "Sir, that's a cemetery!"
Me: "What do you do with dead people on your planet?"
End of story (in more ways than one <LOL>) ---
Until next issue,
Tom Koziol
Write to:
Senior Outreach Ministries
P.O. Box 1234
Reno, NV 89504