These Free Reports are a good starting point to help you face the challenges presented by the topic covered.  


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If you would like to see a report on a particular topic on this page let me know. Send your request to:

Senior Citizens' Resources home page.





The material presented in these reports is for educational and information purposes only. It is not intended to replace any legal, financial or medical advice rendered by competent and licensed practitioners.

The reports have been researched from sources (such as U.S. Government web sites) presumed reliable. However, you are still responsible to perform your own due diligence and research. Neither S2S nor SOM assumes any responsibility for your reliance on information in these reports. Always, and we mean always, seek competent, professional help with any and/or all problems you may encounter.

Our lawyer is now happy we made full and proper disclosure.

Should any of the material prove helpful and you think you feel a bit grateful and want to make a donation, you can paypal us at: or send a check or money order to the address at the bottom of this page. You are under no obligation to donate anything but, again, if you've been helped and would like to say thank you by using a monetary method, well, thank you.


Unsolicited Commercial Bulk Fax (UCBF) a.k.a. Junk faxes

The precursor to spam - in the old days - was junk faxes. It became such a problem Congress actually passed a law against junk faxes and put teeth into the law so consumers could get remedy. I had become a victim to junk faxes so I decided to fight back. This report lays out everything I did against one particular slime puppy.

Simply right click the above link and select "save target as" and download it to the file of your choice. Believe me, if you want to stop Unsolicited Commercial Bulk Fax (UCBF) from using up your fax resources, my actions are your template.


Debt Validation - Myth, Mystery or Mind Trap

Debt validation has been touted as the silver bullet in making debt collectors go away. Sometimes this is true. Most of the time it isn't. I don't know if I have correctly reasoned out why it isn't true but I do present my theory in the ebook at this link:

Like all of the reports on this page, it is free. If after reading it, you have a comment, critique or criticism use the email address on the last page and mail it/them to me.




Senior Outreach Ministries  P.O. Box 1234 Reno, NV 89504 2004 All Rights Reserved