| |||||
 |
 | ||||
 | |||||
|
While you are here, check out: Senior Moment (our free newsletter for those who have not yet subscribed) Senior Citizens' Resources home page |
 |
Senior Moment© Copyright© 2005 All Rights Reserved ******************** This is a one hundred percent opt-in newsletter with a two hundred percent anti-spam policy. You or someone using your name and email address signed up to receive this newsletter. We publish twice monthly and welcome all opinions, critiques, and topical articles. Subscription link: http://www.senior2senior.org/newsletter.html Content: 1. Publisher’s Comments
Today’s article is by a nice lady who calls herself the Happy Slob. I ask you, how can you not read her article? Assume your inflation rate is .046 (4.6%) 4.6 All you do is convert the inflation rate from a decimal (.046) into a whole number and divide it by 1 minus your tax rate/bracket. The resulting number is the rate of return. Using 30% as your tax rate in the above example, you would divide 4.6 by .70. Your ROR would be 6.5714285 or 6.6%. If you are not receiving at least 6.6%, you are behind the investment curve. http://www.snopes.com/crime/fraud/juryduty.asp Heck, for all I know it may be making its rounds in other countries so a visit by everyone may be worthwhile. http://www.firewalls-and-virus-protection.com Take the mini survey and get a free ebook about relieving stress. and look in the left hand column. I cross the California border every once in awhile but haven’t had to use any converter. They are still accepting Federal Reserve Notes. <lmao> http://www.mercola.com/2006/apr/25/do_benzene_lawsuits_worry_soft_drink_manufacturers.htm is headlined: Do Benzene Lawsuits Worry Soft Drink Manufacturers? The first paragraph reads: “Class-action lawsuits on behalf of concerned parents have been filed against soft-drink companies Polar Beverages and In Zone Brands, on the grounds that they did not take sufficient steps to prevent benzene from forming in their drinks.” The rest of the story is very interesting given our (US) FDA seems to be sitting on data about benzene in soft drinks that could be the proverbial smoking gun. Take a visit and see what you think. So, I put up this page: http://www.senior2senior.org/31days.html Should you venture there, you will see the suggestions are pretty much universal and not confined just to U S of A senior type citizens. If nothing else during the month of May, hug a senior and tell him/her he/she is a lovely person. 2. Article The Happy Slob’s Easy 3-Step Cleaning Solution Now, if you’re anything like me, you’re the type of happy-go-lucky person who loves sitting at a groovy coffee shop with a great cup of Java in hand, watching all of the fascinating people stroll by. You’d rather be doing this – or frankly, anything else – than doing the housecleaning! How can ‘happy slobs’ like us clean the house well, but without wasting all of our time? I came up with a simple 3-step solution to finally solve the hassle of housecleaning. If you’re a ‘happy slob’ like me – just a laid back, fun natured person who is unconcerned, not unmotivated – then you’ve found the housecleaning solution you’ve been looking for! The 3-Step Solution Simplified: 1. Two daily cleaning bursts. What is a cleaning burst? A cleaning burst is an intense burst of energy that you use to get the maximum cleaning done in the minimum amount of time. You do one cleaning burst in the morning and one in the evening. You decide how much time you can budget for each burst. Only five minutes? Fine! If you’ve got twenty, great! Use a timer to keep track, and when it rings, you’re done. During your cleaning bursts, do all the tidying you can in the allotted time – and do your impact areas first (the areas that people see the most in your home.) 2. One daily Focus Room: The daily focus room is an area where you do more in-depth cleaning. Create a list of focus rooms that includes storage areas. I recommend 10-15 minutes a day in your focus room, but if you don’t have that much time, then just spend the time you can afford. If you have more time, then go for it! 3. One weekly Clean-for-All: One day a week, you and the family finish up the rest of the housecleaning that didn’t get done during the week. Keep track during the week of areas that need more work during your clean-for-all. Assign tasks to all members of the family. Again, set a time budget and use your timer to stick to that budget. Anything that doesn’t get done this week will get done next week. Reward everyone in the family for helping out. Why does it work? It’s simple, flexible, fast, and keeps you focused on the tasks at hand while you are cleaning. Therefore, you get more done in less time – and you don’t have to stress about cleaning anymore. Do what you can, and then carry on with your life. Cleaning Formulas Cleaning formulas aren’t all they’re cracked up to be. You’d think, for instance, that anti-bacterial cleaners would be a happy slob’s best friends. If it cleans and kills nasty bacteria, it must be good, right? Wrong-o my friend! In fact, these cleaners can make bacteria more resistant and cause even more harm in the long run. Plus, the chemicals in many commercial cleaners are dangerous for our children and pets. Instead, making your own cleaners are simple, effective and darned inexpensive. Nearly any cleaner that you’re using right now can be replaced with a common ingredient in your pantry…vinegar! Yes, I know, it does smell like pickles, but this stuff is masterful to clean the home. It kills germs, mold, and bacteria. Unlike bleach, it’s not harmful to your lungs when you breathe it in. It’s non-toxic, so it’s safe to use around children and pets. And it really works – vinegar is marvelous to get windows streak-free clean, to clean the bathroom, floors, etc. And to top it off, my Very Vinegar Cleaner costs literally pennies a bottle. Here’s my favorite all-purpose cleaner that is so simple and effective. I use it for just about everything, and you will too once you try it.
About the Author: Christina – the Original Happy Slob – is the author of: “The Happy Slob’s Guide to Housecleaning.” This 125-page book is JAM PACKED with dozens of homemade cleaning formulas, the detailed 3-step solution to cleaning, clever cleaning techniques, and good humor throughout to finally make housecleaning faster and easier. Visit http://www.happyslob.com today to get YOUR copy AND join her free weekly newsletter, The Happy Slob Gazette.
Tom Koziol Write to: | |||
